Online Privacy Policy:

Last Updated: March 23, 2007

Gavin Associates is committed to protecting your privacy. You can visit most pages on our site without giving us any information about yourself. But sometimes we do need information to provide services that you request, and this privacy statement explains data collection and use in those situations. This privacy statement only applies to GavinAssociates.com; it does not apply to other online or offline Gavin Associates sites, products or services. Please read the complete GavinAssociates.com privacy statement.

Collection of personal information
We will ask you when we need information that personally identifies you (personal information) or allows us to contact you. Personal information collected by GavinAssociates.com often is limited to e-mail address, language, country or location, but may include other information when needed to provide a service you requested.

Gavin Associates also collects certain information about your computer hardware and software. This information may include: your IP address, browser type, operating system, domain name, access times and referring Web site addresses. This information is used for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of GavinAssociates.com.

Use of your Personal Information
We use your personal information for the following purposes:

• -To ensure our site is relevant to your needs.
  
• -To deliver services, such as newsletters, events, plans that you request or purchase.
  
• -To help us create and publish content most relevant to you.
  
• -To alert you to events, special offers, updated information and other new services from Gavin Associates, if you so request.
  
• -To allow you access to limited-entry areas of our site if appropriate.

We will merge site-visitation data with anonymous demographic information for research purposes, and we may use this information in aggregate to provide more relevant content.

Gavin Associates may disclose your personal information if required to do so by law or in the good-faith belief that such action is necessary to:

• -Conform to the edicts of the law or comply with legal process served on Gavin Associates or the site
  
• -Protect and defend the rights or property of Gavin Associates and its family of Web sites
  
• -Act in urgent circumstances to protect the personal safety of Gavin Associates employees, users of Gavin Associates products or services, or members of the public.

Your information may be stored and processed in the United States or any other country in which Gavin Associates or its affiliates, subsidiaries or agents maintain facilities, and by using this site, you consent to any such transfer of information outside of your country. Gavin Associates abides by the safe harbor framework as set forth by the U.S. Department of Commerce regarding the collection, use, and retention of data from the European Union.

Enforcement of this Privacy Statement
If you have questions regarding this statement, you should first contact GavinAssociates.com by email.

Changes to this Statement
GavinAssociates.com will occasionally update this privacy statement. When we do, we will also revise the "last updated" date at the top of the privacy statement.

Contact Information
Gavin Associates welcomes your comments regarding this privacy statement, please contact us by email, phone or postal mail.